OUR TEAM

Stephen Curry

Senior Managing Director/Founder

Mr. Curry, Managing Director and Founder, has over 30 years of experience in the financial services industry, having served in executive roles in strategic planning, M&A, regulatory relations, risk and operations management, project management, and finance. For the past 8 years, Mr. Curry has led a consulting business providing advisory services to management and boards of national and regional banks, financial services companies and private investor groups. He has successfully guided banks through acquisitions and divestitures, merger integrations, transformations, operational and risk restructurings, regulatory examinations and regulatory order responses/remediation. Prior to Everett, Mr. Curry was with Bank of America, where he served as COO for Corporate & Investment Banking, Senior Strategist for Global Wealth & Investment Management, Managing Director for Divestitures & Merger Integration, Regional Finance Executive for Community and Consumer Banking, Corporate Finance Regulatory Liaison and other operational and senior management roles.

Steven Patrick

Strategic Planning, Managing Director

Mr. Patrick is a Managing Director with Everett Advisory Partners.  In this role, he has advised clients on strategies to implement risk-reducing policies to resolve consent orders and in preparation for executing M&A transactions. Prior to joining EAP, Mr. Patrick spent eight years at the Federal Home Loan Bank of Chicago in various planning, research and product development roles. He was instrumental in developing risk sharing programs for the Mortgage Partnership Finance. He was also responsible for evaluating credit risk and loss mitigation strategies for the FHLBC’s mortgage portfolio. When the FHLBC entered into a written agreement with its regulator agreeing to review its accounting treatment of mortgage assets, Mr. Patrick was instrumental in developing the methodologies and tools necessary to restate its financial statements, and developed new secured lending products and collateral arrangements.  Prior to joining the FHLBC, Mr. Patrick was a managing director in Bank of America’s corporate finance advisory group and an associate at Merrill Lynch. Over the course of his 13-year investment banking career, Mr. Patrick executed a wide variety of financing transactions, capital raises and valuation assignments. Mr. Patrick was also a business strategy consultant with Booz Allen & Hamilton for three years. He has an MBA with honors from the University of Chicago and a BA, magna cum laude, with distinction from Carleton College.

Robert Packer

Strategic Planning/Energy Sector Advisory, Managing Director

Mr. Packer has thirty years of experience in banking, independent power project development, and private equity. He has deep knowledge of the energy and natural resource sectors. Mr. Packer served senior roles in banking, mostly at Morgan Stanley, included counterparty and commodities risk management, high yield research, and mergers & acquisitions. He also served as Vice President & General Manager of Gas Energy Inc. and worked at Winthrop Financial to originate and structure real estate investment partnerships.

Joseph Siegel

Corporate Finance, Managing Director

Mr. Siegel is a senior corporate and investment banking professional with 30 years of experience building credit platforms and generating revenue through banking advisory services. Mr. Siegel has advised clients in leveraged finance, syndicated finance, private banking, credit and client management. Mr. Siegel helps clients in developing team oriented client-focused solutions across business and product lines. Mr. Siegel has a long track record of revenue generation, business formation, advisory services and portfolio management. Mr. Siegel led the Corporate & Investment Banking Syndicated Lending Corporate Lending Team at both BBVA and Compass Bank, arranging, underwriting and executing senior floating rate capital solutions. Prior to BBVA, Mr. Siegel served as a Managing Director at Bank of America, where he was responsible for origination and structuring of complex transactions including leveraged acquisitions and recapitalizations for the General Industrial Group in the automotive, aerospace and defense, chemicals, paper and forest products, packaging, building materials and diversified sectors.

Joe Palermo, CFP, CFA

Financial Planning and Analysis

Mr. Palermo is a Senior Finance Manager with deep expertise across all financial management areas including Forecasting/Budgeting, Financial/Regulatory/Performance Reporting, and Treasury/Capital Management, in addition to Accounting and Controls. Mr. Palermo has served as Controller or Senior Financial Analyst at Bank of America and NationsBank in Retail and Commercial Banking, Capital Markets, Investment Management, and Insurance, and served as Controller for a middle market capital finance firm. He works closely with our clients, and is a trusted consultant & strategic business partner. He has a long track record of developing and executing complex business strategies and cross functional management.

Stan Thomas

Financial Planning and Analysis

Mr. Thomas has over 35 years of experience in the Banking Industry, as well as various Mortgage Finance and Business Analysis roles. His primary expertise is in the areas of Financial Analysis, Technical Writing, and Business Process Analysis. He spent 20 years with Bank of America and predecessor institutions, beginning his career in Controllership roles at small Texas community banks, and rising up to the NationsBank Regional Financial Executive for the Texas Consumer Bank, and Financial Executive for the bank’s multi-billion-dollar Information Technology Group. Since 2001 he has served in executive postions at FNMA, in Commercial Mortgage Servicing, Mortgage Accounting, and Non-Performing Loans. 

Charles Clampett

Information Technology, Managing Director

Mr. Clampett has over 30 years of experience in technology and operations, largely within the financial services industry. Mr. Clampett has extensive experience in evaluating the technology and operations capabilities of regional and community banks, completing audits, risk assessments, technology contract negotiations, acquisition diligence and regulatory order response and remediation for clients ranging from $200 million community banks to the large core service providers Jack Henry and Fiserv. During his career at Bank of America, he was responsible for e-Commerce, Online Banking and Retail Branch technology, and served in key strategic technology leadership roles, including merger integration and transformation.  

Lisa Mead

Human Resources, Managing Director

Ms. Mead has an extensive career in Human Resources, during which she has dealt with all aspects of human resources and employment law, served on compensation committees, led employee communications and corporate security. Ms. Meads’ work with community and regional banks includes organizational design, merger integration, recruiting, compensation planning, incentive design, regulatory compliance, talent planning, team building and succession planning. Ms. Mead began her career in banking with AmSouth Bank, served as Chief Employment Counsel at Regions Bank, and was most recently EVP and Director of Human Resources at Cadence Bank. Prior to her career in banking, she was in private employment law practice in Birmingham, Alabama; New Orleans, Louisiana; and Chattanooga, Tennessee.

August Toscano

Human Resources, Managing Director

Mr. Toscano served as Executive Vice President of Human Resources at Regions Financial Corporation, leading the human resources function for the company’s East Region, comprised of $44 billion in assets, 4,000 employees, and 563 banking offices in Florida, Georgia, South Carolina, North Carolina, E. Tennessee, and Virginia. Mr. Toscano is Brazilian, and has served with global Fortune 100 companies such as ExxonMobil, PepsiCo, and Citigroup.  He is a deeply experienced human resources executive, who has served as Chief Human Resources Officer and as Executive Corporate Liaison to the Compensation Committee of the Board of Directors at multiple companies. He has experience in global and domestic settings, domestic and international assignments, multiple sites, union and non-union environments, and internal and external economic crises. He currently serves as a member of the Brazil-Florida Business Council, an independent, not-for-profit business association.

Peter Brown

Credit Risk, Managing Director

Mr. Brown is a credit risk executive with extensive experience in credit workouts and loan restructuring, governance and strategy programs for risk management and compliance, loan administration, OREO administration, and asset/note sale strategies. Mr. Brown has worked on mergers, both in a diligence and post-merger integration capacity. Mr. Brown has a successful track record of optimizing collections on classified assets, devising innovative initiatives that maximized recoveries on over $12 billion in classified assets and loans during his career. His work experience spans C&I lending, Commercial Real Estate, Aircraft, Agriculture, Residential Mortgage and Consumer Loans. Mr. Brown has served in executive positions with Cadence Bank, Southwest Securities, Greenpoint Commercial Real Estate, Capital One, and Hibernia National Bank.

David White

Information Technology, Managing Director

Mr. White has over 30 years of experience in Technology, with a specialization in Software Development, Data Center, Servers & Systems Management. He advises regional and community banks on technology strategies, evolving FinTech solutions, and operational enhancements. Mr. White began his career in Dallas with InterFirst, and spent the next 20 years leading technology acquisition integration for the consolidation of banks that ultimately became Bank of America. Mr. White’s efforts in the development and implementation of global data center consolidation strategies, and deployment of state-of-the-art systems management and governance were a critical component of the banks competitive advantage. He held leadership roles in operations, technology, customer information systems, lending systems, banking center, credit card, call center and e-Commerce systems. Mr. White led technology and operational Integration of over 120 banks and financial institutions.

Suzanne McCusty

Treasury Management Operations & New Product Development, Principal

Ms. Suzanne McCusty has 25 years’ experience in the banking industry with extensive expertise in Treasury Services for business and commercial customers.  She began her career with Sovran Bank, and served as a senior product manager at Bank of America and Treasury Services project manager on the Wells Fargo and Wachovia Merger. Since 2010 she has worked with community and regional banks, leading implementation of Treasury Management products, designing internal controls to mitigate fraud risk, and developing product pricing strategies. She is a Certified Treasury Professional and Six Sigma Green Belt. 

Carol Carter

Operations Enhancement, Transformation and Merger Integration Project Management, Principal

Ms. Carter served in Change Management & Service Delivery and its predecessor with Bank of America for 25 years. During her tenure, she led many highly complex system conversions, infrastructure upgrades, merger integration and rationalization efforts undertaken by Bank of America, Nations Bank and NCNB. Ms. Carter was nationally recognized for her project management leadership in core system conversions. Ms. Carter expertise spans loan and deposit operations, information security, engineering services and trust operations. Ms. Carter has is a Certified Six Sigma green belt.

 

Donna Osborne

Operations Enhancement, Transformation and Merger Integration Project Management, Principal

Ms. Osborne began her career with Suburban Trust Company in 1980, and joined Sovran Bank in 1985. She has 20 years of experience with merger integration, serving as the PMO lead for deposit system conversions in over 12 major bank mergers, automation and outsourcing initiatives, and technology transformation projections. Ms. Osborne also managed production support for Consumer Banking at Bank of America, led Fraud Management and was Change Management Executive for e-Commerce. Her work at Bank of America was nationally recognized. Ms. Osborne is a Certified Six Sigma Green Belt.