FFIEC – Federal Financial Institutions Examination Council

OCC – Office of Comptroller of the Currency

Federal Reserve

FDIC – Federal Deposit Insurance Corporation

CFPB - Consumer Financial Practices Bureau


OSHA – Occupational Safety and Health Administration

NACHA – National Automatic Clearing House Association

CISA – Cybersecurity and Infrastructure Security Agency

Small Business Administration

Other Agencies

EAP Disaster and Crisis Credit Loss Mitigation Program Services

Provide credit portfolio solutions and recommendations for strategic assessment, project management, customer communications, and risk management support for financial institutions requiring loan restructure, workout, and modification strategies as result of the current economic climate amid COVID-19

  • Design, implement and operate centralized administrative processes and controls to assist with processing deferrals, extensions, and forbearance agreements where internal resources may not be presently in place
  • Assist in communications and reporting of efforts and loss strategies to regulators
  • Enable single, consistent communication to customers, shareholders, associates and regulators on loss mitigation activities
  • Develop call center environment to assist with heavy inbound call activity from customers requesting financial assistance
  • Provide ongoing analytic support, monitoring and reporting of loss mitigation strategies and performance for management and regulators
  • Provide liquidity, interest rate risk, capital and ALLL planning coupled with stress testing
  • Provide detailed project plans with key milestones and resources clearly identified
    • Develop a comprehensive, integrated plan with an “enterprise-wide” view of activities of all risk management efforts that are focused on loss mitigation
  • Compliance and advisory services for the Families First Coronavirus Response Act

Everett Advisory Partners Experience and Competencies

  • Direct experience with leading bank-wide loss mitigation programs, including project management (e.g. Hurricanes Katrina & Rita, 2008 Financial Crisis)
  • Significant focus on Risk Management, including business continuity of normal business practices / routines
  • Deep knowledge of regulatory / policy requirements and associated governance / support processes for loss and default remediation efforts