EAP works with management, directors, and investors to develop long-term strategic plans and evaluate strategic alternatives
Strategic Planning, Merger, Acquisition & Capital Raising
EAP works with management, directors, and investors to develop long-term strategic plans and evaluate strategic alternatives including organic growth, acquisitions & capital raising. EAP facilitates an in-depth, actionable dialogue on business strategies and aspirations, M&A goals, capital and liquidity needs, critical business growth plans in the context of regulatory requirements and policies, and key outcomes. With this knowledge, EAP uses comprehensive management diagnostics to identify internal actions and improvements necessary to achieve strategic goals.
Asset & Liability Management
EAP’s ALM services include an overview of market conditions, assessment of portfolio activity (purchases or sales), liquidity stress testing, and analyses of the Bank’s interest rate risk exposure, economic value of equity, gap analysis showing the projected repricing of assets and liabilities and the development of liquidity and funding strategies and capital plans.
Technology & Operations Strategy and Implementation
EAP’s deeply experienced team works with clients to assess, optimize, and enhance their technology & operations environment. This includes evaluating core system providers and key vendors, with a focus on improving stability and controls while reducing costs and mitigating risk. EAP facilitates development of a customized strategy and detailed execution plans (which enable clients to successfully navigate complex and rapidly evolving technology). EAP’s team has extensive experience in developing new approaches to serving clients with greater efficiency, updated technologies and significant cost savings.
Enterprise Transformation, Integration & Conversion
EAP’s team has extensive transformation, integration & divestiture experience, having held leadership roles in over 200 projects at institutions of all sizes. EAP utilizes a comprehensive, fact-based approach to assist management with business, operational, and IT transformation, including core conversions, digital banking capabilities, new products, and tools to upgrade underwriting, risk management and compliance. EAP works closely with middle management and employees to plans to ensure solutions are implemented on time and under budget, and all objectives are achieved. EAP monitors critical success indicators and works to resolve complications before they become problems. EAP’s team brings a structured, even-handed process to each project.
Enterprise Risk Management
Analyzing and managing key dimensions of risk - credit, market, liquidity and operational - to financial enterprises has become a necessity in banking. EAP has developed a system of risk governance and assessment, supported with key risk indicators, which allows banks to achieve systematic risk reduction, and ensure compliance with policies and regulatory standards. This type of approach fosters a strong risk culture and helps banks achieve the transparency required to manage the risk inherent in growth and transformation plans.
EAP conducts in-depth, fact and data driven management diagnostics, focusing on areas where management can most effectively influence productivity, financial results, organizational effectiveness, and resource allocation while reducing risk and strengthening long-term health. These diagnostics are customized to the bank’s strategy – organic growth, buy-side or sell-side M&A, or public/private equity capital raising.
EAP has a core team of over 20 professionals with specialized expertise, as well as an extensive network of industry connections, and provides top quality solution identification and execution to address any combination of challenges a client may face.